Credit repair – Purple Payday http://purplepayday.loan/ Sat, 19 Nov 2022 11:55:25 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://purplepayday.loan/wp-content/uploads/2021/10/favicon-1-120x120.png Credit repair – Purple Payday http://purplepayday.loan/ 32 32 Investigation of lawsuits under the Credit Repair Organizations Act https://purplepayday.loan/investigation-of-lawsuits-under-the-credit-repair-organizations-act/ Mon, 24 Oct 2022 07:00:00 +0000 https://purplepayday.loan/investigation-of-lawsuits-under-the-credit-repair-organizations-act/ Fraudulent credit repair services: who is affected? (Photo credit: Andrey_Popov/Shutterstock) If you hired a credit repair company, debt consolidation company, or debt settlement company that made broken promises or charged you before providing services, you may have a legal action. Credit repair companies help consumers challenge inaccuracies in their credit reports. However, some of these […]]]>

Fraudulent credit repair services: who is affected?

(Photo credit: Andrey_Popov/Shutterstock)

If you hired a credit repair company, debt consolidation company, or debt settlement company that made broken promises or charged you before providing services, you may have a legal action.

Credit repair companies help consumers challenge inaccuracies in their credit reports. However, some of these organizations may overstate their services in hopes of doing business. Debt consolidation companies promise to reduce your debt by allowing you to make one monthly payment while paying only a portion of your debt, while debt settlement companies offer to settle your debts for “pence”. on the dollar”. These companies claim to allow you to make monthly payments while creditors pursue lawsuits and other collection activities. All of these practices are regulated by the Credit Repair Organizations Act. However, even though some of these actions are illegal, some credit repair companies, debt consolidation companies and debt settlement companies may still operate in this way and may be benefit consumers.

If you hired a credit repair agency, debt consolidation company, or debt settlement company that did the following, you may have a lawsuit:

  • Promised to render services that they could not
  • Made verbal promises to you that conflicted with the contract or the actions taken by them
  • Told you they could change specific information on your credit report to improve your score
  • Billed you for services not rendered
  • Billed you before performing services
  • Didn’t give you a written contract when you hired them

Some credit repair companies may take advantage of consumers already reeling from identity theft, or who are struggling financially and looking to improve their credit. If you have been abused by one of these companies, you may have legal action under the Credit Repair Organizations Act. A qualified attorney can help you take action against unethical credit repair organizations and can help you seek compensation for financial or emotional damages.

Are you eligible?

If you hired a credit repair agency, debt consolidation company, or debt settlement company that made broken promises or charged you before providing services, you may have legal action.

Fill out the form on this page for more information.

About the Credit Repair Agencies Act

The Credit Repair Agencies Act is a law that protects consumers from exploitation by credit repair agencies. When operating legally, credit repair agencies can help consumers challenge inaccuracies in their credit reports. However, they cannot provide any service that a consumer cannot provide themselves. Consumers are legally permitted and able to contact all three credit reporting agencies directly – Experian, Equifax and TransUnion – to dispute inaccuracies on their credit reports. However, some people may find this process confusing, overwhelming, or time-consuming. In these cases, it may be easier for them to hire a credit repair agency to dispute the credit misstatements for them.

When a credit repair agency is hired, it is required under the Credit Repair Agencies Act to inform consumers that the agency cannot provide services that the consumer cannot complete. himself. This is to ensure that the credit repair agency cannot mislead consumers into believing that hiring a credit repair agency can perform impossible tasks related to credit reporting .

For example, credit repair agencies cannot advertise that they can change the correct information on a credit report. In some cases, consumers with poor credit may wish to be able to change accurate information on their credit reports if they have a low credit score. However, this is not possible.

The Credit Repair Organizations Act further protects consumers by prohibiting credit repair organizations from charging consumers before they provide services. Legally, a credit repair organization may charge monthly after services have been rendered or may charge per corrected item on a credit report.

To ensure that billing is done legally, the Credit Repair Agencies Act requires credit repair agencies to create written contracts with their customers. If you contracted with a credit repair agency but did not receive a written contract, even though they billed you at the right time, you may have legal action.

The Costs of Credit Repair Fraud

In most cases, consumers who turn to credit repair agencies are already in distress – they may have just found out they’ve been the victim of identity theft or have found charges on their credit card they don’t recognize. Maybe they have had poor credit for a long time and are looking for a way out.

Some unethical credit repair organizations can take advantage of consumer desperation and vulnerability. They can charge consumers for services they can’t perform and didn’t intend to perform. If that happens, then those consumers will suffer further financial harm.

If a credit repair organization is particularly fraudulent, they may use your credit information unethically and expose you to further identity theft. Identity theft can take years to repair, as can a low credit score.

Fortunately, contacting a qualified attorney can be the first step to effectively protecting your finances and credit. You may be able to take legal action under the Credit Repair Organizations Act and may be able to receive compensation for your injuries.

Join a lawsuit investigation under the Credit Repair Organizations Act

Hiring a qualified attorney can be the first step to effectively protecting your finances and credit if you have been harmed by an unethical credit repair organization. You may be able to take legal action under the Credit Repair Organizations Act and may be able to receive compensation for your injuries.

If you hired a credit repair organization that made broken promises or charged you before providing services, you may have a claim under the Credit Repair Organizations Act.

Complete the form on this page for a FREE case evaluation.

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How much does credit repair cost? – Forbes Advisor https://purplepayday.loan/how-much-does-credit-repair-cost-forbes-advisor/ Sun, 23 Oct 2022 14:18:00 +0000 https://purplepayday.loan/how-much-does-credit-repair-cost-forbes-advisor/ Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. Bad credit scores can seem impossible to fix until you come across an ad for a credit repair service company. These companies promise to help you repair your credit. All you have […]]]>

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.

Bad credit scores can seem impossible to fix until you come across an ad for a credit repair service company. These companies promise to help you repair your credit. All you have to do is write them a check and wait. Here’s the truth though: credit repair services are very expensive, and you’re paying for something you can do yourself.

Learn the ins and outs of credit repair before hiring a credit repair company.

What is Credit Repair?

Credit repair companies help remove errors from your credit report with the goal of increasing your credit score.

Some credit repair companies offer additional features in package upgrades, such as free credit score updates, writing cease and desist letters to debt collectors, or even writing letters of recommendation to all lenders you are applying for a loan from.

However, these additional services are usually not worth the higher fees. For example, a letter of recommendation from a repair company is unlikely to sway a lender. Additionally, you can get your credit score for free elsewhere and you can also write your own cease and desist letters with templates on the internet.

Can you pay to get your credit repaired?

Contrary to what the name suggests, you are not able to just pay money for a good credit score. This is because credit repair companies can only help remove errors; they cannot remove harmful but correct information.

For example, if you’ve made multiple late payments, defaulted, have a large credit card balance over your total credit limit, or other common negative marks, and that’s correct, companies credit repair can’t do anything.

How much do credit repair companies charge?

Credit repair services generally charge in two ways, depending on the company. Some companies offer a pay-per-removal model where they charge for each error they can remove from your credit report.

More commonly though, credit repair companies use a subscription-based model, which ranges from $50 to $150 per month, depending on the specific package. You may also have to pay a startup fee (sometimes called a first job fee), which can be the same price as a full month’s subscription.

Most companies have ways to keep you signed up for several months. Some companies limit the number of deletions they’ll help you with each month, forcing you to stay signed up longer if you have multiple errors. Other companies offer updates to your credit score, and since it can take a few months for your score to update, they advise you to stay signed up, while paying a monthly fee, until you see the changes will reflect on your credit report.

Either way, it’s an expensive road to travel. If you have to pay a $100 first job fee plus six months of credit repair services at $100 a month, you’re looking at spending $700 on something you could do yourself.

Beware of Fraudulent Credit Repair Companies

One of the most unfortunate things about credit repair companies is that there are many scammers hidden among legitimate companies. Here are some red flags to watch out for.

How to Fix Your Own Credit for Free

Believe it or not, you can fix your own credit for free and you don’t have to pay anyone to do it. Follow these five steps to do so:

1. Request a free copy of your credit report from each of the three offices of AnnualCreditReport.com.

2. Review each page and highlight any errors you see.

3. Write a dispute letter to each credit bureau for each error you see.

4. Wait for a response from the credit bureau regarding their decision.

5. Check your credit score in a month or two to see if it has changed (not all mistakes will affect your credit score).

If you’re really confused about your credit situation, consider working with a nonprofit credit counselor who can help you get back on your feet for a reasonable price. The National Foundation for Credit Counseling is a great place to find a reputable credit counselor.

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Should you use a credit repair service? https://purplepayday.loan/should-you-use-a-credit-repair-service/ Fri, 23 Sep 2022 07:00:00 +0000 https://purplepayday.loan/should-you-use-a-credit-repair-service/ If you’ve been trying to establish your credit score, you may be considering hiring a credit repair service to help you. These companies aim to strengthen your credit by challenging outdated or incorrect information on your credit reports, tracking results, and monitoring to make sure errors don’t reappear. Credit repair can cost around $100 per […]]]>

If you’ve been trying to establish your credit score, you may be considering hiring a credit repair service to help you. These companies aim to strengthen your credit by challenging outdated or incorrect information on your credit reports, tracking results, and monitoring to make sure errors don’t reappear.

Credit repair can cost around $100 per month and take several months, with no guarantee that your credit score will be higher in the end.

Note that Credit Repair can’t do anything you can’t do on your own, and it can’t remove negative marks of your credit reports if they are accurate, timely and verifiable.

Know how your credit is scored

See your free score and the factors that influence it, plus information on ways to keep building.

Is credit repair legal?

There are legitimate companies providing credit repair services, but the area is also notorious for scams, so it’s important to check out any company you’re considering hiring.

The Federal Trade Commission warns against using credit repair services that guarantee they can remove accurate negative information or say they can help you establish a new identity using a credit confidentiality number.

The Credit Repair Organizations Act requires companies to provide you with a firm total of costs and an estimate of the time it will take to achieve results. It also gives you three business days to cancel the services free of charge.

A reputable company should tell you how to manage your existing credit accounts to avoid further damage. Also, a reputable company will not guarantee a certain outcome or encourage you to lie.

What can credit repair services do?

Legitimate credit repair services check your credit reports for information that shouldn’t be there and dispute them on your behalf. Many of them also verify that the information does not reappear.

When information on your credit reports is disputed, the credit bureaus have 30 days to investigate. However, they do not have to investigate disputes that they consider “frivolous”.

Among the errors that can be corrected:

  • Accounts that don’t belong to you.

  • Bankruptcy or other legal actions that do not belong to you.

  • Spelling mistakes, which can get mixed up with negative entries belonging to someone with a similar name – or can mean that positive entries don’t show up when they should.

  • Negative marks too old to include.

How much does credit repair cost?

You pay a monthly fee to the credit repair service, usually $69 to $149, and the process can take several months to a year. You can also pay an installation fee to get started.

Credit repair services are sometimes offered in tiered packages, adding related services, such as credit monitoring or access to credit scores, to higher tiers.

How can I fix my credit myself?

Start by checking your credit reports with the three major credit bureaus – Experian, Equifax and TransUnion – by using AnnualCreditReport.com. You have access to free weekly credit reports from all three offices until the end of 2023. Then follow these steps:

  • Look for information that is accurate but cannot be substantiated. Unverifiable information should be deleted, although it can be reinstated if verified later. An example might be a debt to a retailer that is now bankrupt; unless the retailer has sold the debt to a collection agency that can prove ownership, it could be unverifiable.

  • Work on your payment history. Your record of paying bills on time is the most important factor affecting your credit score. Missed payments can lower your score.

  • Use less of your available credit. The portion of your available credit card limit that you use is known as the credit utilization ratio. The lower it is, the better your score. If you can afford it, consider making several small payments during the billing cycle, as well as other Strategies to Reduce Credit Use.

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New Credit Repair Services Market Trends, Growing Demand https://purplepayday.loan/new-credit-repair-services-market-trends-growing-demand/ Mon, 19 Sep 2022 14:25:00 +0000 https://purplepayday.loan/new-credit-repair-services-market-trends-growing-demand/ Credit Repair Services Market Overview of Credit Repair Services Market Analysis 2022: The Credit Repair Services Market exhibits comprehensive information which is a valuable source of insightful data for business strategists during the decade 2017-2027. Based on historical data, the Credit Repair Services market report provides key segments and their sub-segments, revenue and demand & […]]]>

Credit Repair Services Market

Overview of Credit Repair Services Market Analysis 2022:

The Credit Repair Services Market exhibits comprehensive information which is a valuable source of insightful data for business strategists during the decade 2017-2027. Based on historical data, the Credit Repair Services market report provides key segments and their sub-segments, revenue and demand & supply data. Given the technological breakthroughs in the market, the credit repair services industry is likely to emerge as a laudable platform for emerging investors in the credit repair services market.

Get a sample report: https://www.marketresearchupdate.com/sample/368639

The complete value chain and essential downstream and upstream elements are scrutinized in this report. Critical trends like globalization, advances in growth reinforce fragmentation regulation and ecological concerns. This market report covers technical data, manufacturing plant analysis, and raw material source analysis of Credit Repair Services industry along with which products have the highest penetration, their margins beneficiaries and the state of R&D. The report makes future projections based on the market subdivision analysis that includes global market size by product category, end-user application, and various regions.

Major Key Players in the Market:
Credit Professionals, Best Credit Service, Sky Blue Credit Repair, Ovation, Credit People, CreditRepair.com, MyCreditGroup, Credit Repair USA, Veracity Credit Consultants, MSI Credit Solutions, TransUnion, Lexington Law

The report focuses on various products and other market trends. It also shares a comprehensive analysis of the competitive landscape, highlighting key players and market share ratios.

The types covered in this report are:
collections
Late payments
Landfills
Privileges
Bankruptcies
Judgments
Covers
Seizures
Others

Based on the app:
Private
Company

Check Discount on Credit Repair Services Market Report@ https://www.marketresearchupdate.com/discount/368639

This report contains an in-depth analysis of pre-pandemic and post-pandemic market scenarios. This report covers all recent developments and changes recorded during the COVID-19 outbreak.

With current market norms being revealed, the Credit Repair Services market research report has also impartially illustrated the latest strategic developments and patterns of market players. The report serves as a presumptive business document that can help the buyers in the global market to plan their next courses towards the future position of the market.

Regional Analysis For Credit Repair Services Market

North America (United States, Canada and Mexico)
Europe (Germany, France, UK, Russia and Italy)
Asia-Pacific (China, Japan, Korea, India and Southeast Asia)
South America (Brazil, Argentina, Colombia, etc.)
Middle East and Africa (Saudi Arabia, United Arab Emirates, Egypt, Nigeria and South Africa)

This report provides:

A detailed overview of the global credit repair services market.
Assessment of global industry trends, historical data from 2015, projections for the upcoming years and anticipation of compound annual growth rates (CAGR) by the end of the forecast period.
Discoveries of new market insights and targeted marketing methodologies for Global Credit Repair Services
Discussion on R&D and demand for new product launches and applications.
Varied company profiles of major industry players.
The composition of the market, in terms of dynamic molecule types and targets, highlighting the key industry resources and players.
The growth of patient epidemiology and market revenue for the global market and among key players and market segments.
Study the market in terms of generic and premium product revenues.
Determine business opportunities in the market sales scenario by analyzing trends in licensing and co-development agreements.

Get the full report @ https://www.marketresearchupdate.com/industry-growth/credit-repair-services-market-scope-and-overview-2022-2027-368639

Why B2B companies around the world rely on us to grow and maintain revenue:

Get a clear understanding of the Credit Repair Services market, how it works, and the different stages of the value chain.
To understand the current market situation and future growth potential of the Credit Repair Services Market throughout the forecast period.
Develop marketing strategies, market entry, market expansion, and other business plans by understanding the factors that influence market growth and buyer buying decisions.
Understand your competitors’ business structures, strategies and prospects and react accordingly.
Make more informed business decisions using relevant primary and secondary research sources.

Ultimately, the Credit Repair Services Market report includes analysis of investments and development trends. Present and future opportunities of the fastest growing international industry segments are covered throughout this report. This report additionally presents the product specification, manufacturing method, product cost structure, and price structure.

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How to recognize credit repair scams https://purplepayday.loan/how-to-recognize-credit-repair-scams/ Tue, 09 Aug 2022 07:00:00 +0000 https://purplepayday.loan/how-to-recognize-credit-repair-scams/ By Charlestien Harris Now that the COVID-19 pandemic has subsided a bit, I’ve noticed a surge in credit repair ads on social media and in other media. It’s very important to remember that thieves are out to get whatever they can get when it comes to cashing in on the average consumer’s fear of financial […]]]>

By Charlestien Harris

Now that the COVID-19 pandemic has subsided a bit, I’ve noticed a surge in credit repair ads on social media and in other media. It’s very important to remember that thieves are out to get whatever they can get when it comes to cashing in on the average consumer’s fear of financial disaster.

It is my desire to help shed light on these pop-up businesses that fly by night and quick-result credit repair programs that attempt to lure the unsuspecting consumer into a sense of false security.

Charlestien Harris

These quick credit repair programs often use deceptive tactics to get the consumer’s attention to promote a service that is likely expensive and inefficient. The fact is, no one can remove EXACT information from your credit report, not even you.

So why pay for letters you can find on the internet or for someone to try to delete information from your credit report? The result is left with the same credit report, and you have no more money that you could have used to pay off your debt or another bill.

Here are six tips from the FTC (Federal Trade Commission) on how to tell if a company is providing legitimate services or making promises it can’t keep:

  1. The company or program wants you to pay for credit repair services before providing services. Under the Credit Repair Organizations Act, credit repair companies cannot ask you to pay until they have completed the services they promised.
  1. The company or program does not tell you about your rights and what you can do for yourself for FREE.
  1. The company or program recommends that you do not contact any of the national credit reporting companies directly.
  1. The company or program tells you that they can get rid of negative credit information on your credit report, even if that information is accurate and up to date.

*Note: Payment history is thirty-five percent of your credit score and your score is a numerical calculation of the information compiled in this report.

  1. The company or program suggests you try inventing a “new” credit identity and credit report by requesting an EIN (employer identification number) to use instead of your security number social.

*Note: If you follow illegal advice and commit fraud, you also risk getting in trouble with the law. It is a federal crime to lie on a loan or credit application, misrepresent your SSN, or obtain an EIN under false pretences.

  1. The company or program advises you to challenge all information in your credit file, regardless of its accuracy or the status of the updated information reported.

As a consumer, you have the legal right to request a copy of your credit report from all three credit bureaus. You are entitled to a free report if a company takes “adverse action” against you, such as denying your application for credit, insurance, or employment. You must request your report within 60 days of receiving the Notice of Action.

You are also entitled to one free report per year if you are unemployed and plan to seek employment within 60 days, or if your report is inaccurate due to fraud, including identity theft.

Before going to a “quick fix company,” consider contacting a HUD-approved counseling agency that can advise you on consumer issues as well as debt repayment, credit use, and management. money. If you need more information, email me at charlestien.harris@southernpartners.org or call me at 662-624-5776.

Until next week, stay financially fit!

Charlestien Harris is a financial contributor to DeSoto County News. She is a financial expert with Southern Bancorp Community Partners whose articles appear in a number of publications in the region. You’ll see his columns weekly on the DeSoto County News website and on our social media channels.

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Versio Credit Review | credit repair https://purplepayday.loan/versio-credit-review-credit-repair/ Mon, 01 Aug 2022 14:38:01 +0000 https://purplepayday.loan/versio-credit-review-credit-repair/ VSredit Versio offers an AI-powered self-service option for consumers looking to improve their credit score. Its DIY credit repair services are an attractive alternative to the more common expensive subscription models that can cost close to $100 per month or more. For just the cost of a subscription to three credit bureaus and postage for […]]]>

VSredit Versio offers an AI-powered self-service option for consumers looking to improve their credit score. Its DIY credit repair services are an attractive alternative to the more common expensive subscription models that can cost close to $100 per month or more. For just the cost of a subscription to three credit bureaus and postage for your dispute letters, you can access the Credit Versio app for free.

Introducing Credit Versio Credit Repair

If you are looking for a cheaper and more effective alternative to credit repair, Credit Versio should be on your shortlist. Although a relative newcomer to the credit repair industry, the company’s do-it-yourself approach keeps costs low while offering a number of tools to its users.


Advantages

  • DIY credit repair backed by an AI-powered tool
  • Several packages according to your budget
  • Cheaper credit repair options compared to other credit repair options

The inconvenients

  • Credit Versio is a new company that doesn’t have as much social proof or third-party ratings to fully gauge the company’s performance
  • Credit repair is mainly assisted by a software tool, with minimal human intervention (Credit Verio employees)

Credit Versio Services

Many people have errors on their credit reports and don’t even know it. In many cases, these mistakes can hurt your credit score.

A low credit score can mean lower approval ratings for products like credit cards, mortgages, or personal loans. If you are approved, lenders may consider you a credit risk. Your interest rate will be higher, which could cost you thousands of dollars more than your counterparts with higher credit scores.

That’s where Credit Versio comes in. Credit Versio is a credit repair service that automates the process of removing incorrect or unverifiable information from your credit report. The credit repair company offers service packages with reasonable rates and unlimited dispute letters.

What Credit Versio offers

Credit Versio has an automated system that connects to your Equifax, TransUnion and Experian credit profiles. Once this information is displayed in your Credit Versio dashboard, you can dispute one or more negative items:

  • Requests
  • Late payments
  • Landfills
  • collections
  • Seizures
  • Covers
  • Student loans
  • Bankruptcies

Credit Versio’s AI-powered tools can identify up to 20 different types of negative accounts. Not only does the dashboard show all of your negative accounts, but you can drill down into each item to see why the account is considered a negative item.

The dashboard report can even reveal the delay of a payment or other details about the derogatory nature of the negative item. At the bottom of this screen, you will also see a recommended dispute policy. You can choose this recommended dispute option, choose another from a drop-down menu, or manually enter your own.

This tool can create a letter from a template to address this account and automatically insert the reason why the account needs to be deleted. The tool will include all relevant account information and place it in a format preferred by the credit bureaus. Credit Versio’s tool will email your dispute letters to you, which you then print and mail to each credit bureau. According to the Credit Versio website, sending your dispute letters is more effective than using online options to dispute your credit report.

Once you start disputing accounts, Credit Versio’s tool shows monthly updates regarding your credit score and status. If a dispute fails, the tool can assess the reason and suggest an alternative method of strategic litigation.

The “secret sauce,” so to speak, is an algorithm that can provide statistical analysis of your credit report from a numerical perspective. The company compiles a record of data points that informs the algorithm, supported by machine learning. They can recommend the most effective litigation based on the nature of the negative elements in your credit report.

Credit Versio offers three different packages at reasonably affordable rates:

smartcredit Basic smartcredit Premium IdentityIQ
$19.95/month $24.95/month $29.99/month
Unlimited Credit Versio Disputes Unlimited Credit Versio Disputes Unlimited Credit Versio Disputes
Office 3 monthly reports and scores Office 3 monthly reports and scores Office 3 monthly reports and scores
Identity theft insurance ($1M) Identity theft insurance ($1M) Identity Theft Insurance ($25,000)
Credit Monitoring and Alerts (TU) Credit Monitoring and Alerts (TU) Credit Monitoring and Alerts (TU)
Includes SmartCredit Money Manager with 2 monthly updates of Transunion report and score in SmartCredit. Includes SmartCredit Money Manager with unlimited Transunion report and score updates in SmartCredit. IdentityIQ includes a 7 day trial for $1.

You have the option to cancel your Credit Versio subscription at any time.

What Credit Versio does not offer

Be aware that what Credit Versio offers is more of a do-it-yourself credit repair tool. Unlike some credit repair companies, Credit Versio doesn’t seem to rely heavily on case managers or other staff to guide you through the credit repair process.

Its credit repair strategy puts its software tool front and center, with human assistance as backup to support your interaction with its automated platform. While the human coaching element is minimal, it’s good to know that Credit Versio also runs a blog and YouTube channel with educational credit resources.

As a DIYer, you’ll be forced to learn a lot of things quickly, like how to read your credit report, what the dispute process entails, and more. It could ultimately make you a more educated consumer, which isn’t a bad thing.

Credit Versio Credentials

Credit Versio is a relative newcomer to the credit repair scene. The company was founded in 2019 and started onboarding users in 2020. Since then, it has served 100,000 customers.

Licenses and registrations

Credit Versio’s business is incorporated in the State of Nevada with Corporate Creations Network, Inc. listed as the company’s registered agent.

Awards and certifications

Credit Versio has not received any awards or certifications as of this writing (July 2022).

Regulatory or legal actions

Because Credit Versio is a newer company, we found no legal complaints, regulatory or legal actions against Credit Versio, and the company does not yet have a Better Business Bureau (BBB) ​​profile.

Note that although we always try to include accurate and up-to-date information on regulatory and legal actions, we do not claim that this information is complete or fully up-to-date. As always, we also recommend doing your own research.

Credit Versio Accessibility

Credit Versio representatives are available to answer your questions and issues via website and phone. Here is more information on how to join the company.

Availablity

Credit Versio staff is available by phone or email from 9:00 a.m. to 5:00 p.m. (PST) Monday through Friday.

Contact information

You can reach the company during normal business hours at 702-930-3903. His general email address is support@creditversio.com.

User experience

Credit Versio’s website has enough information to explain how its tool works and the credit repair packages it offers. Once you have signed up for the service with Credit Versio, you will have access to the AI-powered dashboard to start managing your dispute process.

Limits

Although Credit Versio’s web-based tool is very robust and efficient, it does not yet offer a user experience through the Android or iOS app. However, you can access it from any browser, including a mobile browser.

Credit Versio Satisfaction Ratings

So far, Credit Versio is only featured on one review website. We combed through the reviews, comments, and complaints and found a few commonalities, which we’ll discuss below.

Third-party reviews

As of this writing, Credit Versio has no profiles with third-party review sites such as Consumer Affairs, Google Business, Yelp, or even the Better Business Bureau. He doesn’t yet have a profile on Trustpilot, which has a rating of 4.3 out of 5 stars. Although Credit Versio claimed this profile, it has yet to respond to customer feedback.

Note that there are no official bodies or third parties that rate credit repair. This information is provided on the basis of information available to us at the time of publication.

Customer complaints

The majority of reviews on Trustpilot are positive and cite good results, hence the 4.3 out of 5 star rating. Most 1, 2 and 3 star reviews mention the following issues:

  • Not all negative items are removed as customers expected.
  • The data extracted by the tool is not always up to date.
  • Customers did not receive value for what they paid for.
  • Upon cancellation, customer accounts were still charged 1-2 additional billing cycles.

Credit Versio FAQ

Is Credit Versio Real?

What credit score does Credit Versio use?

Is paying someone to repair your credit worth it?


How we rated Credit Versio

Our review of Credit Versio is based on a combination of information from the company’s website, customer review sites, industry monitoring reports and third-party consumer advocacy sites.

Money’s Credit Versio Review Summary

Credit Versio is a new credit repair company with an angle that could give it an edge over its competitors: an AI-powered dispute resolution process and a below-average price. While it remains to be seen how well the company does in serving its customers and delivering positive results for them, we like the low-cost DIY approach offered by Credit Versio.

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BrokerCalls Pay Per Call Network Provides Exclusive Business Credit Repair Leads https://purplepayday.loan/brokercalls-pay-per-call-network-provides-exclusive-business-credit-repair-leads/ Sat, 23 Jul 2022 00:07:00 +0000 https://purplepayday.loan/brokercalls-pay-per-call-network-provides-exclusive-business-credit-repair-leads/ /EIN News/ — Fort Lauderdale, July 22, 2022 (GLOBE NEWSWIRE) — Fort Lauderdale, Fla. – Fort Lauderdale, FL – In the highly competitive credit repair industry, BrokerCalls provides exclusive credit repair leads that help credit repair businesses thrive. Prospect exclusivity is a fundamental reason BrokerCalls is able to produce a phenomenal return on investment for […]]]>

/EIN News/ — Fort Lauderdale, July 22, 2022 (GLOBE NEWSWIRE) — Fort Lauderdale, Fla. –

Fort Lauderdale, FL – In the highly competitive credit repair industry, BrokerCalls provides exclusive credit repair leads that help credit repair businesses thrive. Prospect exclusivity is a fundamental reason BrokerCalls is able to produce a phenomenal return on investment for its clients.

BrokerCalls has become one of the most sought-after lead brokers as it continues to provide exclusive, high-quality leads to help credit repair services achieve growth. They rely on extensive marketing campaigns along with their powerful affiliate marketing program to provide their clients with high converting credit repair leads.

One of the big differences with BrokerCalls is that they are committed to getting results. Their results-driven pay-per-call model helps facilitate some of the best ROI available in marketing.

Credit repair companies are turning to BrokerCalls to increase their sales instead of simply relying on paid advertising and online marketing campaigns because often the returns on these standard forms of marketing are lacking, and the management of a successful marketing campaign can take a lot of work and money to become profitable – which may never happen in some cases.

BrokerCalls’ pay-per-call model allows its customers to pay for quality leads that are sold only once, which means credit repair companies that use BrokerCalls are the first to speak with customers. motivated who are actively seeking credit repair services. Sales teams can focus on motivated customers instead of cold calling indifferent customers, resulting in much higher sales conversion.

BrokerCalls also provides extensive data collection through its state-of-the-art call tracking software. The software allows their customers to see the performance of their incoming calls and gives them valuable insight into their target audience and the industry as a whole, giving the company a competitive edge in the credit repair market.

BrokerCalls customers spend more time talking to motivated customers and reduce wasted time for customers who have already found credit repair or are no longer interested in service. This fact, combined with the pay-per-call leads model, allows businesses to focus on marketing that has an exceptionally good ROI, helping them achieve their sales and business growth goals. This is the secret of BrokerCalls’ success.

BrokerCalls is a partner for business growth – when their customers thrive, too. The results-driven lead broker works closely with her clients to ensure success, helping them optimize their business profile on call tracking software and stretching to help their clients achieve their sales goals .

For those who have a business and are looking for an affordable way to generate credit repair leads with a great return on investment, contact BrokerCalls today and find a partner for success. Call (855) 268-3773 or visit www.brokercalls.com to learn more.

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For more information on brokerage calls, contact the company here:

Brokerage calls
Bianca Toyos
855.268.3773
3323 West Commercial Blvd, Suite 260, Ft. Lauderdale, Florida 33309


Bianca Toyos

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Kalamazoo Eastside Neighborhood Hosts Credit Repair and Mortgage Readiness Event https://purplepayday.loan/kalamazoo-eastside-neighborhood-hosts-credit-repair-and-mortgage-readiness-event/ Wed, 22 Jun 2022 07:00:00 +0000 https://purplepayday.loan/kalamazoo-eastside-neighborhood-hosts-credit-repair-and-mortgage-readiness-event/ KALAMAZOO, MI — Residents with questions about buying a home, their credit score, or other financial matters are invited to a community event in Kalamazoo. The Kalamazoo Eastside Neighborhood Association, in partnership with Kalamazoo County Land Bank and Vibrant Kalamazoo, is sponsoring a financial literacy, mortgage preparation and credit repair event on Thursday, June 23, […]]]>

KALAMAZOO, MI — Residents with questions about buying a home, their credit score, or other financial matters are invited to a community event in Kalamazoo.

The Kalamazoo Eastside Neighborhood Association, in partnership with Kalamazoo County Land Bank and Vibrant Kalamazoo, is sponsoring a financial literacy, mortgage preparation and credit repair event on Thursday, June 23, according to a press release from the organizations.

The event, which is family-friendly, is scheduled from 4 p.m. to 7 p.m. Thursday at the Eastside Sunrise Plaza, 1628 E. Main St., according to the release.

Related: Plaza featuring local artists, stories from upcoming residents in the Eastside neighborhood of Kalamazoo

The Eastside neighborhood’s annual “Show Me The Money” event will feature Lunchbox Food Truck, the Eastwood Kalamazoo Public Library’s mobile lending library, local author and real estate agent Twala Lockett-Jones, games, vendors and financial panels with local experts in English and Spanish, the statement said.

“KENA is proud to continue its partnership with Land Bank in joining our efforts to stabilize household finances and help families buy homes or save more effectively,” said Pat Taylor, Director of KENA. “Residents are especially thrilled to have the chance to participate in this event while celebrating the beautiful Eastside Sunrise Plaza.”

Two half-hour panels will be moderated by Buddy Hannah, Eastside resident, financial podcaster and former radio talk show host, who hosts a podcast called “Let’s Talk Money”, sponsored by KENA and with the support of the Public Media Network, according to the statement.

Author Lockett-Jones will also be signing copies of the children’s book ‘Princess Mackie Buys a House’ and sharing her knowledge as a real estate agent.

“I wrote ‘Princess Mackie Buys a House’ to introduce the subject of real estate to young people in hopes of increasing the declining black homeownership rate in this country,” Lockett-Jones said. “Homeownership is the cornerstone of building generational wealth in America. It is imperative to plant the seeds of home ownership in our children early and often so that they can see this as a real possibility for them in the future.

The food truck will be present at the event from 4:30 p.m. to 6:30 p.m. Attendees who complete a survey will receive food tickets and children will be served free of charge, according to the statement.

“This collaboration is a much-needed undertaking during the housing shortage in our community,” said Land Bank Executive Director Sid Ellis. “It’s important that families have a place to live and, more importantly, that they understand the opportunities they have to own property to create generational wealth.”

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LIBERTY TAX PARTNERS WITH CREDIT SAINT™ TO OFFER CREDIT REPAIR SERVICES https://purplepayday.loan/liberty-tax-partners-with-credit-saint-to-offer-credit-repair-services/ Tue, 14 Jun 2022 12:00:00 +0000 https://purplepayday.loan/liberty-tax-partners-with-credit-saint-to-offer-credit-repair-services/ Leading Tax Preparer Expands Financial Offerings by Partnering with Leading Credit Repair Company HURST, TX, June 14, 2022 /PRNewswire/ — Liberty Taxa leading provider of tax planning and financial solutions, will add credit repair to its suite of services through a new partnership with Credit Saint™. their report. “Credit repair is a natural addition to […]]]>

Leading Tax Preparer Expands Financial Offerings by Partnering with Leading Credit Repair Company

HURST, TX, June 14, 2022 /PRNewswire/ — Liberty Taxa leading provider of tax planning and financial solutions, will add credit repair to its suite of services through a new partnership with Credit Saint™. their report.

“Credit repair is a natural addition to our service portfolio,” said Brent Turner, CEO of Liberty Tax. “Having an accurate credit report is crucial for our customers, especially when applying for a loan, mortgage or other credit product. By partnering with the leading credit repair company nationwide, our clients can now access a premier resource to ensure that their credit report accurately represents their financial history. This is a critical part of our financial wellness strategy.”

Ross La Pietra is the managing director of Credit Saint. “Our mission is to provide an exceptional customer experience and deliver the best value to consumers in the credit repair industry,” said LaPietra. “Our nationwide partnership with Liberty Tax will allow us to better serve more customers and elevate the brand equity we’ve been building for more than a decade, and improve Liberty Tax customers’ power over their financial lives.”

Credit Saint has been in business for over 15 years and in the past three years alone has served over 100,000 customers. The company is accredited by the Better Business Bureau and is ranked #1 by major financial sites such as Money.com, ConsumerAffairs.com and other news outlets.

Liberty Tax customers will receive a free initial credit consultation, special $20 on Credit Saint’s “first job fee” and a 90-day money-back guarantee. The partnership showcases Liberty Tax’s commitment to integrating holistic financial services that benefit the American consumer as well as small and medium businesses underserved by traditional financial institutions.

For more information about Liberty Tax, its suite of services and franchise opportunities, visit libertytax.com.

*Credit Saint is not available in the following states: washington d.c., Caroline from the south, Mississippi, Minnesota, Maine, Kansas, Georgia, Oregon,

About Liberty Tax

Liberty Taxa portfolio company of NextPoint Financial Inc. (TSX: NPF.U) (OTC Pink: NACQF), is a tax preparation service with more than 2,700 locations and serves approximately 1.6 million consumer and small business customers in United States and Canada. Founded in 1997, Liberty Tax is one of the nation’s leading tax preparation companies, with franchise locations in all major metropolitan areas of the United States and Canada. For a more in-depth look, visit Liberty Tax Service and on Facebook.

About NextPoint Financial Inc.

NextPoint Financial Inc. is an all-inclusive marketplace for financial services that empowers hard-working, underserved consumers and small businesses. NextPoint was formed by the July 2021 combination of Liberty Tax, a leading provider of tax preparation services, with LoanMe, an online lender and loan distributor. NextPoint’s revenues and financial performance currently reflect the seasonality of its significant tax preparation business, in which the majority of its revenues are generated in the first and second calendar quarters of each year.

NextPoint’s interim financial statements and other regulatory documents are filed on the Electronic Document Retrieval and Analysis System (“SEDAR“)www.sedar.com where they can be consulted by shareholders and other interested parties.

SOURCELiberty Tax Service

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New bill aims to improve consumer credit repair / Public News Service https://purplepayday.loan/new-bill-aims-to-improve-consumer-credit-repair-public-news-service/ Thu, 02 Jun 2022 07:00:00 +0000 https://purplepayday.loan/new-bill-aims-to-improve-consumer-credit-repair-public-news-service/ A bill just introduced in the U.S. House of Representatives aims to give consumers a boost as they combat inaccuracies in their credit reports. House Resolution 7919 would remove a loophole in the Fair Credit Reporting Act that allows credit grantors and debt collectors to ignore correspondence sent on a consumer’s behalf by a credit […]]]>

A bill just introduced in the U.S. House of Representatives aims to give consumers a boost as they combat inaccuracies in their credit reports.

House Resolution 7919 would remove a loophole in the Fair Credit Reporting Act that allows credit grantors and debt collectors to ignore correspondence sent on a consumer’s behalf by a credit repair company or community organization non-profit.

Michael Claunch, a lobbyist who represents customers in the credit repair industry, said consumers should be able to get help navigating a complex system.

“Removing this opt-out provision is an important first step to increasing transparency and increasing responsiveness to consumers who need help in this area,” Claunch said.

Opponents are expected to argue that their current practices are legal and that the change would create an unnecessary burden on their domain.

Andre Chapple, pastor of Faith Church LA which runs financial education workshops, said bad credit can interfere with parents’ ability to find jobs or move their children to a safer area.

“People who want to leave unsafe neighborhoods but contain inaccuracies and outdated material that lower their credit score are being denied,” Chapple observed. “It just makes it harder for those who are already struggling. And it’s hard enough. Let’s do something different.”

Esteban Nunez, chief strategy consultant for the Anti-Recidivist Coalition, said people trying to rebuild their lives after spending time behind bars are particularly vulnerable if they have bad credit or no credit history.

“We are compounding layer after layer after layer of barriers,” Nunez asserted. “It’s incredibly difficult for people to find housing and jobs because they have no credit.”

A recent Consumer Financial Protection Bureau report found that 98% of the time, the big three credit reporting agencies fail to provide relief to people who complain about errors in their credit reports.

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