7 “Best” Credit Repair Companies (2022)

Low credit score? Past delinquencies, bankruptcies or other negative marks on your credit reports? These are issues that many Americans face and don’t know what to do. However, if you know where to look by going to one of the best credit repair companies in the country, you can solve your problem and walk away unscathed. Here are the 7 best credit repair companies I could find to hopefully get you out of a bind.

Credit Pros was designed to take advantage of artificial intelligence and is one of the most sophisticated credit repair options in the United States. As such, they can be very easy and convenient for the modern person to work with and help manage your credit score. In business for over 10 years, Credit Pros can help you settle and manage your credit. Even though they are younger than some of the other agencies on this list, they have over 100,000 users and have an A+ rating with the BBB, which we find impressive.

When you sign up, you will give them access to your credit reports. From there, The Credit Pros will have experts analyze what they can do for you and start working for you. Best of all, credit monitoring is included in No additional costs which can help you spot potential identity theft.

Although most of this list of the best credit repair companies in America is not ordered by rank, as it largely depends on your preferences, Credit Saint is the clear winner of the best credit repair companies. For this reason, we put it as number one. Credit Saint, according to the Better Business Bureau, is an A+ company that has been in business for over a decade. During this tenure, they have helped thousands and thousands of people just like you.

Credit Saint will start by meeting with you and discussing your current credit status for free. They will even give you a sample of what could be done and a best case scenario for your credit if you hire them. Once you identify areas of concern with them, Credit Saint will address each issue by sending challenges to the three major credit bureaus in the United States.

Credit Saint is one of the more aggressive repair companies, which is good, but not everyone needs to pay for a full-fledged attack dog. That’s why Credit Saint offers several packages depending on what you need to get the most bang for your buck.

Lexington Law is a law firm specializing in services such as credit repair. They can help you if you have had a divorce, identity theft, etc. that have affected your credit report. It is very comforting that this is a real law firm with expert lawyers and paralegals working for you and it certainly helps that they have been in business since 1991.

Like Credit Saint, Lexington Law offers three different service plans with different affordable prices. Each plan can help fix your credit score, while the more expensive plans will also include additional features like FICO score tracking. Lexington Law will not only send custom disputes on your behalf, but can also challenge difficult claims that may harm you. No matter which plan you choose, you’ll have an online dashboard with all the information you need at your fingertips.

Sky Blue Credit Repair is another great credit repair agency. They do a great job of helping you boost your score and eliminate bad marks on your credit report. Of all the companies on this list, Sky Blue may offer the best value for money, depending on your situation.

Going in the opposite direction to Credit Saint, Sky Blue has a service and charges a simple monthly flat rate. At less than $80 per month, Sky Blue has one of the best prices around and will fight for you. If within 90 days you haven’t received any benefits, you can get your money back, with their money back guarantee. After you register, Sky Blue will analyze your credit report and determine what can be corrected. They will then attempt to challenge items in your report with a personalized process and even challenge negative items again if necessary. Sky Blue will also check that any debt you have defaulted on does not violate any usury laws or statute of limitations.

The Credit People have been in business for over 15 years and believe they can help people with bad credit from 53 to 187 points. They have been well reviewed in places like smart money and the the wall street journal. People seem to love their services, which they offer in 6-month plans and pay-as-you-go monthly plans. This flexibility can be very helpful for people who aren’t sure what help they really need. They also offer a one-week trial for just $19 and a 60-day money-back guarantee.

With great experience, The Credit People has been able to see great results. According to their website, over 71% of their users have been approved for a mortgage and over 78% have been approved for car loans. After joining, their average customer saw a 32% improvement in their credit score.

Pyramid Credit Repair has been in business since 2011 and has grown rapidly since then. Today, the New York-based company has more than 270 full-time members and more than 8,000 people in the support team. Therefore, you can expect excellent customer service from Pyramid Credit Repair.

Pyramid Credit Repair offers several plans depending on your needs, each offering great benefits including 24/7 protection. A unique advantage is that they offer a $25,000 identity theft insurance plan. Additionally, they have services such as dark web monitoring.

Plus, while their plans are already affordable, many teachers, veterans, or couples can qualify for additional discounts. According to Trustpilot, Pyramid Credit Repair has a rating of 4.8 out of 5 stars. Perfect for anyone who needs a full feature set and great support

Finally, we landed at Ovation Credit Services, which honestly deserves a standing ovation for some of the work they do. They have helped over 120,000 people, which is saying a lot. They have cost-effective options that can do wonders for your credit.

Like Credit Saint, Ovation Credit Services will give you your initial consultation for free, so there’s no harm in contacting them and trying them out. If you’ve decided to continue with them, your advisor will help you every step of the way, including writing goodwill letters, litigation, and disputing late payments. According to Ovation, approximately 1 in 5 Americans have inaccurate information on their credit reports, so it can hopefully help fix your bad credit today.

Ovation is reasonably priced with their unique plan starting at less than $90 the first month and less than $80 each month thereafter. According to the Better Business Bureau, Ovation is an A+ company and according to Trustpilot, it has a rating of 4.3 out of 5 stars.


Bad credit can cause all kinds of problems in someone’s life and be a major expense. This may be due to higher interest on a mortgage, loan or credit card or because employers and apartments often run credit checks during the application process. People may think they have to live with their past mistakes and bad credit, when they really don’t. Contact a credit repair agency to get you on the right track today.

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